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Strategic Payment Solutions

There are several types of strategic payment solutions available under the GSA SmartPay® 3 Master Contract.

Strategic payment solutions allow you to:

  • Gain efficiencies on current spend.
  • Capture additional spend.
  • Increase refunds.
  • Improve oversight and control.
  • Gain transparency and accountability within your program.

Card-Not-Present Solutions

  • Mechanism to complete a transaction without having a physical card in place.
  • Examples include:
    • Declining Balance Cards.
    • Ghost Cards.
    • Mobile Payments.
    • Single Use Accounts.


  • Solution that augments or replaces the accounts payables process such that electronic transactions take place directly between the government and the supplier.
  • Typically used with merchants who are traditionally paid by check or EFT or with merchants who do not accept charge card payments (like utility companies).
  • Examples include:
    • Straight-Through Processing.
    • Buyer-Initiated Payments.
    • Supplier-Initiated Payments.

Find Your Solution

Reach out to your Level 1 Agency/Organization Program Coordinator (A/OPC) to determine which solutions are available under your agency’s task order.

Contact your GSA SmartPay contractor bank for examples of how the payment solution could be used in your program.

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