What are the different types of fraud?

The different types of fraud include:

  • Counterfeit Credit Cards — To make fake cards, criminals use the newest technology to “skim” information contained on magnetic stripes of cards, and also to pass security features (such as holograms).
  • Lost or Stolen Cards — Often cards are stolen from a workplace, gym or unattended vehicle.
  • Card Not Present (CNP) Fraud — Internet fraud occurs whenever charge card information is stolen and used to make online purchases. Usually, a merchant will ask for the CVC code (located on the back of the card itself) to help prevent this type of fraud.
  • Phishing — Phishing occurs whenever a cardholder receives a fake email directing him or her to enter sensitive personal information on a phony website. The false website enables the criminal to steal information from the cardholder.
  • Non-Receipt Fraud — This occurs whenever new or replacement cards are mailed and then stolen while in transit.
  • Identity Theft Fraud — Whenever a criminal applies for cards using another person’s identity and information, this type of fraud occurs.

The GSA SmartPay® program provides charge cards to agencies/departments throughout the U.S. government, as well as tribal governments, through master contracts that are negotiated with major national banks.

SmartPay® Charge Cards are for Official U.S. Government usage only.


T: 703.605.2808 | Email Support: gsa_smartpay@gsa.gov
This is an official U.S. Government Web site managed by the GSA.